We’re pleased to now offer the payment option of Laybuy at Mikko! You can choose to pay by ‘Laybuy’ at the checkout when you shop in store and online.

How does online Laybuy work?
Laybuy offers Mikko shoppers a simple interest free payment plan that lets you secure your purchase today and pay for it in 6 equal payments, once a week for 6 weeks.

Laybuy performs a credit check to obtain a credit score on all new users upon registration. Once your credit score has been confirmed and your account has been verified, Laybuy assigns your Laybuy limit and you can begin shopping immediately.

The first payment equal to one sixth of the purchase price occurs once your order is completed. The remaining 5 payments are processed each week on the day of the original purchase from your nominated card. No further action is required and all account information including a payment schedule can be viewed, at any time, through your Laybuy account.

Once you select Pay by Laybuy at checkout and complete your purchase, the Merchant ships any products directly to you at the delivery address you have requested.

How much does Laybuy cost me?
Laybuy doesn’t charge you any interest or upfront fees.

The $1 you see on your account is an AUTH that is applied by your Bank when a new card is added to verify that it is real and that there are sufficient funds available to make a purchase.

The $1 isn’t actually taken out of your account and you will see this disappear from your bank statement in the next few days. This is a bank process and definitely not a fee from Laybuy.

Who can use Laybuy online?
Any NZ and AU resident over the age of 18 with a current debit or credit card.
Click here for more information about Laybuy.

Is Laybuy available in stores?
Yes, we provide Pay by Laybuy option in store and online! Create your Laybuy account, if you don’t have one, and pop into our store to purchase your favourite pair and pay it off with six easy payments.

Can I return my online Laybuy order in store?
All online Laybuy purchases must be returned to the below address, as no other stores can process your online return. Your Laybuy payment schedule will be adjusted or cancelled to reflect the refunded amount.

Please return to:
Mikko Shoes
121 Kitchener Road,
Milford, Auckland 0620

For any queries regarding laybuy, please phone (09) 283 3621 or email us at